The summer season is here, as well as the financial stress that accompanies it each year. It’s hard to save money when you have a backlog of bills and household repairs– especially if you have a calendar full of weddings, vacations, and daily events.
Make this summer different by paying closer attention to your extracurricular expenses, and coming up with a simple budget. And, by simply saying ‘no’ to friends and family when money is tight or you are trying to pay off debt.
Read on to learn a few quick tips to help pad the purse:
Play It Smart
Are you planning on attending the big game? Sit in the nosebleed section and enjoy the view—and the breeze. You can always make your way down late in the game, especially when the house isn’t packed. And make sure to go on a full stomach so you can avoid the concession stands.
But why watch when you can play? Head to a nearby park and play your favorite games. Afterwards, unwind by watching a few movies from the library.
Party Planning on the Cheap
Everyone loves summer parties. However, hosting a shindig can be a real drag. But it doesn’t have to cost you a dime. When you provide the venue, people shouldn’t expect a free ride. Start your party planning by making a list of everything you need for the festivities.
Once you know who will be attending, have everyone pitch in by buying an item on the list. In addition, ask everyone to bring extra supplies and equipment to avoid making unnecessary purchases.
Weekend Wars With the Wallet
Let’s face it: it pays to stay at home on the weekends. Summer is the time for weekend excursions, weddings, and concerts. With all that going on, it’s hard to save money. In times like these, you need to be creative, and learn to say ‘no’. After all, saving money can often be more satisfying than the financial stress caused by a good time.
So lose the dancing shoes and go for a run, or ditch the cocktail party in favor of a backyard barbecue. And, definitely scratch the amusement park in favor of a day at the pool. You may even want to try taking on a new hobby that involves the whole family.
If you’re not feeling creative, browse the weekend events section of your local paper. You’re bound to find plenty of free events. There’s always a plan B, and as far as you know, it could be better than the original.
Take a Hike
The U.S. has a ton of forests, public parks and wide open land. If you have a day to spare, you might want to take advantage of all the free outdoor opportunities out there. Hiking offers a wonderful way to get out amongst nature and release some stress. You may have to pay a menial fee to park, but everything else should be free. Pack a picnic lunch and spend the day under a canopy of trees. And, while you’re away from the noise of the world, you can bring a notepad and jot down your thoughts.
But before you head out, find some facts on the area you’re exploring and try to spot some rare birds in the area. Our country has a ton of national parks, and there’s bound to be one within a short drive of your home. Look into buying hiking guides or trail maps at gas stations around park areas. You’ll find plenty of resources online, too.
As you know, there are plenty of inexpensive ways to enjoy the summer. If you run out of ideas, just go outside and enjoy the sun. And, if it’s not sunny, why not enjoy the rain? No matter where you live, there has to be places you haven’t explored yet.
So get in the car and go, but don’t drive far—unless you figured out how to run your car on vegetable oil, or you are willing to drive 200,000 miles in your current vehicle (which would actually be a great way to save money)!
This guest blog post is written by Check ‘n Go, an ethical installment loans and online payday loans company. Check ‘n Go is the fourth largest consumer financial service institution offering check cashing, cash advances and online payday loans in the United States.
photo by Photostock
© 2011 – 2016, Khaleef “Fat Guy” Crumbley. All rights reserved.